# Nexio

> Nexio is institutional Bitcoin credit infrastructure: fixed-rate, fixed-term, Bitcoin-denominated credit facilities. Borrowers lock their BTC funding costs at draw; lenders earn predictable, auditable Bitcoin yield from signed, series-level facilities with isolated risk and qualified custody. Nexio serves qualified institutional participants only and is not an offer of securities or investment advice.

## What Nexio is
- Category: Bitcoin credit / fixed-income infrastructure ("productive Bitcoin")
- For lenders: earn fixed, auditable Bitcoin yield by funding defined borrower series
- For borrowers: fixed-rate, held-to-maturity BTC funding with budgetable costs
- Key properties: rate fixed at draw; defined tenor held to maturity; risk isolated per borrower series; multi-party qualified custody (MPC, offline keys); series-level auditable records; zero rehypothecation

## How it works
- Lend BTC: deposit and select a borrower series (or auto-route); capital deploys only under signed terms and series-level risk limits
- Price the term: a BTC benchmark rate plus a borrower credit spread; coupon and tenor lock at draw
- Qualified custody: multi-party approvals, MPC, offline key management; series exposure stays isolated and verifiable

## FAQ
- What is Bitcoin yield? The return earned by lending or deploying BTC under defined terms. On Nexio, lenders earn fixed, auditable coupons by funding borrower-dedicated credit facilities; yield is paid in BTC and fixed at draw, not exposed to variable rates. This describes a mechanism, not a guaranteed return, and is available only to qualified institutional participants.
- How do lenders earn yield on Bitcoin with Nexio? Lenders deposit BTC and choose a borrower series (or auto-route). Borrowers pay a BTC benchmark rate plus a credit spread; that coupon is the lender's yield, fixed at draw and held to maturity, auditable at the series level.
- Is the Bitcoin yield fixed or variable? Fixed. The rate is set at draw and held to maturity, so lenders earn predictable BTC coupons and borrowers can budget funding costs.
- How does Nexio differ from retail crypto lending platforms? Nexio is credit infrastructure for qualified institutions, not a retail yield account. Risk is isolated per borrower series, rates are fixed, there is zero rehypothecation, and exposures are auditable at the series level rather than pooled and opaque.
- Who can access Nexio? Qualified institutional participants — treasuries, funds, and platforms that lend, borrow, or integrate Bitcoin credit. Nothing on the site is an offer of securities, a solicitation, or investment advice.
- What is productive Bitcoin? The shift from holding BTC purely as a store of value to deploying it for income through structured credit and yield, while retaining exposure. Nexio provides the fixed-rate credit infrastructure for that shift.

## Documentation
- [What is Nexio](https://docs.nexio.xyz/01-Overview/1.what-is-nexio): protocol and facility model
- [Documentation home](https://docs.nexio.xyz/): full technical and facility documentation

## Contact
- Email: contact@buildnexio.xyz
- X: https://x.com/buildnexio

## Notes
- Last updated: 2026-06-27
- Nexio provides credit infrastructure for qualified institutional participants. Nothing here is an offer of securities, a solicitation, or investment advice.