Institutional Bitcoin Credit

Fixed-rate Bitcoin credit infrastructure.
Borrowers lock in BTC funding costs.
Lenders earn auditable yields.

Launch App Documentation

01 — Thesis

Unlock
Capital

The Problem

Capital
Inefficiency

Bitcoin is pristine collateral, but without a fixed-rate credit layer, most BTC sits idle. Variable rates and opaque risk keep institutions on the sidelines.

01

The Architecture

Isolated
Risk

Borrower-dedicated vaults ring-fence risk. Terms and exposures are visible at the series level, so lenders always know exactly what they own.

02

The Outcome

Fixed
Rates

Rates are fixed at draw and held to maturity. Borrowers can budget BTC funding. Lenders earn predictable, auditable coupons.

03

02 — Market Context

The Capital
Rotation
Is Here

The era of Bitcoin as purely a “speculative bet” is over.
We are witnessing a structural shift toward Productive Bitcoin.

Public and private treasuries are shifting from simple accumulation to income generation. As holdings grow, the fiduciary duty to earn yield becomes undeniable.

Corporate Bitcoin Holdings

Global treasuries & ETFs (year over year)

1.02M BTC +20.87% QoQ growth

03 — Protocol

How It
Works

Institutional custody meets on-chain transparency.
Every flow is verifiable.

  1. 01

    Lend BTC

    Deposit BTC and choose a borrower series (or enable auto-routing). Capital is deployed only under signed terms and series-level risk limits.

  2. 02

    Price the Term

    Nexio publishes a BTC benchmark rate + borrower credit spread. Coupon and tenor are locked at draw.

  3. 03

    Qualified Custody

    Custody-grade controls with multi-party approvals, MPC, and offline key management. Series exposure stays isolated and verifiable.

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